Personal Finance & Beyond
Your Money.
Your Lifestyle.
A lisestyle super-app for those who expect more. AI- powered personal finance app for payments, savings, managing and growing your personal finances, premium shopping, experiencing exclusive media, attending elite physical & virtual events, and more.
EVERYTHING YOU NEED
SUPER APP that actually works for you
We rebuild a lifestyle App from scratch for Nigerian premium customers...
No legacy limitations, no hidden fees, no friction, only added-value services
The social Fintech for the bold
IT IS NOT JUST A MONEY APP. Whether you're seeking inspiration, discovery, or indulgence, XCLUSIV is your digital gateway to a world without boundaries. Welcome to the pinnacle of good living.
ACCOUNT TIER
Pick your tier
Start free. Upgrade as your ambitions grow. Every tier includes the core Xclusiv fintech experience
COMING SOON
Starter
Free
No monthly fee
-
NGN account
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Free Xclusiv to Xclusiv transfer
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Bill payment, data & airtime
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Budgeting & insights
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Basic savings
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Tax calculation
MOST POPULAR
Signature
NGN 12,500
per month
-
Everything in Starter
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Xclusiv Tv
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Xclusiv events
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Multi-gym access
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Multi-clinic access
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cryptocurrency wallet
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Priority customer support
Elite
NGN 220,000
per month
-
Everything in Plus
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Up to 5% cashback on spend
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Dedicated relationship manager
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Free delivery on some shopping
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AI Conciege & lifestyle services
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Multi-gym access
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Multi-clinic access (Worldwide)
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Multi-car wash access
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Multi-lounge access
COMING SOON
USERS' STORIES
Built for people like you
Enjoy Variety of Rewards
Earn Points for every Purchase you Make, Unlock Goodies
Premium Product Giveaways
Own the Finest Without Spending a Dime.
Use your points to claim designer fashion, high-end gadgets, and premium lifestyle products from our curated collection of brands.
Exclusive Service Upgrades
Indulge in First-Class Experiences.
Upgrade your lifestyle with free premium services, including personal styling sessions, luxury spa treatments, or private concierge assistance.. all on us.
Dream Getaways & Retreats
Escape to Paradise.
Turn your points into extraordinary travel experiences. Enjoy complimentary stays at 5-star resorts, private villa getaways, or luxury wellness retreats curated for your ultimate relaxation.
VIP Events & Activities Access
Experience the Unreachable.
Redeem your points for exclusive METAL CARD to unlock invitations to high-profile events, private parties, and luxury galas. Be where the elites gather and make unforgettable memories
Step into the MONEY world where exclusivity meets intelligence. XCLUSIV isn’t just a financial app. It’s your personal AI concierge, designed to anticipate your desires and elevate every moment of your lifestyle. From fashion and entertainment to extraordinary travel and VIP events, XCLUSIV curates experiences tailored to your unique taste, preferences, and passions.
Adeaza G.
Creative Director, Lagos
“I moved from three different banking apps to just using xclusiv. The crypto wallet saved me the stress of using multiple apps to invest in crypto. everything works"
Emeka K.
Tech Professional, Abuja
“The personal AI adviser caught that I was spending NGN240,000 a month on food delivery I barely noticed. That single insight made me rethink my budget. this is financial App that actaully thinks"
Ayman Mohd.
Investment Banker, Lagos
“Getting the black card was the moment I reralised I'd outgrow regular banking apps, lounge acess, the concierge service... this is the lifestyle. product Nigerian professionals deserve"
Do you want to experience the best and most high-end products and services?
Buy and Book from trusted brands
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Xclusiv TV
Celebrating the Finance, Lifestyle, Events, Fashion and businesses of the Elite via on-demand videos and livestreams
Xclusiv Cuts
Chat and Share high-resolution photos, videos and live-streams with only the specific people as you wish
Unapologetically express your unique lifestyle and personality in the epic content you created at the parties, concerts, sports, weddings, conferences, seminars and more that you attend.
Xclusiv
...is inspiring creative minds to freely express their talent while at the same time inspiring fun seekers to have fun.
Are you a business?
Xclusiv for Business provides High-end Manufacturers, Vendors and Resellers with everything they need to run their business with ease, all in one place
Xclusiv
... is a platform for the bold to explore without boundaries. It is empowering people to have simple yet limitless opportunities to be who they want to be.
XCLUSIV blurs the line between your Money and your Lifestyle
Xclusiv
...is exciting the creativity of the youth because they own the world and hence have the right to create the beautiful world they want to live in