Business Finance & Beyond
Run your business.
Not your bank.
One account that handles your business finance, invoices, inventory, marketing, payroll, taxes and many more - so you can focus on growing, not administration
Join Xclusiv as a business to control all your business finance and operations matters in one unified platform.
10+
Tools replaced by one app
70%
Less admin time
0
Monthly account fees (Starter)
AI
Automated reconciliation
BUSINESS FINTECH CORE
Your business deserves better banking.
Separate your business and personal finances properly. Get a dedicated business account, clear transaction records, and AI-based analytics - all in one app.
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Dedicated business NGN accounts
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Team member virtual accounts with individual spending controls
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Instant inter-business transfers and bulk payment batches
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Automated payment collection and invoicing via payment links
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Detailed transaction analytics
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Multi-signatory approval workflows for larger businesses
Live Financial Dashboard
Real-time cashflow, P&L, and expense tracking across all your accounts and cards in one view.
Team Expense managment
Issue virtual or physical cards to team members with real-time controls, limits, and spend categories.
Smart Invoicing
Create branded invoices, send payment links, track outstanding balances, and get paid automatically.
International Payments
Pay suppliers abroad, receive foreign client payments, and convert FX at competitive rates in seconds.
BUSINESS OPERATIONS SYSTEM
Replace more than ten tools
with one platform
​
The Xclusiv Business OS gives you the tools previously only available to large corporations — built into your business financial app.
Financial Management
Simplify your accounting and budgeting processes with integrated tools for expense tracking, invoicing, and financial reporting.
Client Relationship Management
Manage client information, interactions, and history to build stronger, long-lasting business relationships.
Product Management
Easily catalog, track, and update your product inventory with real-time analytics and insights.
AI Website Builder
Effortlessly create and customize your business website using AI-driven tools that generate beautiful, responsive designs in minutes.
AI Business Analytics
Gain valuable insights into your business performance with comprehensive analytics and reporting tools.
Tax Management
Streamline your tax processes with comprehensive tools for tax calculation, filing, and compliance.
HR Management
Streamline your HR processes with comprehensive tools for recruitment, employee management, performance tracking, and ensure timely payments with our integrated payroll system.
Point of Sales (POS)
Our exclusiv Point of Sale (POS) system is designed to streamline your retail offline and online operations, providing real-time inventory management, sales tracking, and customer insights to enhance your business efficiency and customer experience.
AI Marketing Management
Plan, execute, and monitor both physical and digital marketing campaigns. Track performance, manage budgets, and optimize your marketing strategies across all channels.
Streamline Logistics
Organize and track your business logistics, set schedules, and monitor logistics performance all in one place.
Insurance Management (coming soon)
Manage and track insurance policies, claims, and benefits for your employees, assets, offices, and more with our integrated insurance management system.
Commercial properties Management
Oversee and manage your business realestate $ properties, rentals, and leases with powerful tools for property tracking and financial reporting.
BUSINESS ACCOUNT PLAN
Priced for growth
Start free. Upgrade as your ambitions grow. Every tier includes the core Xclusiv fintech experience
Business Starter
For small Businesses still getting started.
Free
No monthly fee
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Basic NGN account
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Free Xclusiv to Xclusiv transfer
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Bill payment, data & airtime
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Budgeting & insights
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Basic savings
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website Included
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2.4% transcation fee
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Basic analytics dashboard
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Online Ordering
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Order Management
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Inventory Management
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Printed Receipts
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comprehensive tools for tax calculation, filing, and compliance.
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1 User / Seller
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3GB media Storage
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3 Pictures per Registered Product
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Email Support
MOST POPULAR
Business Standard
For solopreneurs with few products & a small customer base
NGN 15,000
per month
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Everything in Starter
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website Store Front Included
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Web and Mobile Version of Xclusiv Business Software
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Product or Services Listing and selling
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Reselling other brand's products
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Digital Products Listing and Selling
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25% commission per RESELLING PROFIT
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2.4% transcation fee
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Standard analytics dashboard
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Online Ordering
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Order Management
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Inventory Management
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Financial Management
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TAX management and compliance tools
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Basic Business Analytics
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Printing and sharing Reciepts & Invoice
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Integration with Social Media
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50 GB media Storage
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3 Users
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Management of Expenses with Customized Categories
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Email Support
Business Premium
For growing Businesses that sell on Social Media with a small team and sizable inventory.
NGN 45,000
per month
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Everything in Standard
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Connect Custom Domain
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Both Product & Services Listing and selling
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Featured listings
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Event Creation
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AI Based Analytics
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2.4% transcation fee
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Product tagging in Event videos and photos
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Live streaming sales, also known as live selling or live commerce
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Logistics and Delivery Management
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HR & Payroll Management
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Insurance Management
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AI Business Analytics
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AI Marketing Management
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HMO Insurance Management
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Real-Estate & Property Management
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10 Users
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100 GB media Storage
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Priority placement in platform searches
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Chat & Email Support
Business Elite
For large-scale businesses with multiple stores, Staff and a large inventory.
NGN 250,000
per month
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Everything in Premium plan
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Wholesale Listing on the Platform
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Multi-Brand Management
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Priority and Advance Marketing Tools
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Advance AI Based Analytics
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Exclusive brand partnerships
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Connect Custom Domain
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10% ( 2.4% transaction fee + 7.6% Platform fee )
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Access to VIP events and Conferences
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Premium AI-based customer and product insights and analytics
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Pricing optimization and market predictions
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500 GB media Storage
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Video Calls to Assist with the Onboarding
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Unlimited Users / Sellers
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Exclusive content creation
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24/7 Premium customer support
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Fully customized websites that help you stand out and convert visitors into customers.
Enterprise
Available for 1-3 years Contract.
Price Quotations
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Bespoke solution
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Personalised Design
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Dynamic Marketing
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Custom Digital platforms​
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Staff Training
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Support via Help Center and Tutorials​
GETTING STARTED
From registration to first transaction in one day
We DON'T just give you the tools and let you figure out how to win. We do it all for You, with You.
Payments + Finance + Tax + Insurance + Payroll + HR Storefront + Marketplace distribution + Media + Data + AI automation + Fulfillment.....
Start selling your products and services now for FREE with a refined, prebuilt layout or describe your vision and let XCLUSIV AI help you create your personalised store/website instantly in extension of your business management tools.
We are in the business of creating Artificial Intelligence-based retail market intelligence that enables Premium Businesses to grow beyond their wildest dreams
Create a business E-Shop, manage finances, manage human and digital resources, manage payroll, manage insurances, issue invoices, record sales, track inventory, streamline logistics, and manage all your business operations on our AI-powered platform.
Break your Revenue Record. Not your Bank Account or Business Processes your .
As Xclusiv partner, you can save money by using Xclusiv. Currently, you will end up paying a minimum of NGN1,000,000 per year to build and maintain your business automation tools. Xclusiv will give you that and additional Premium services for less than HALF the price.
